Best for: Individuals and business owners looking for my top recommended credit cards.

Why they are awesome: I get a lot of questions from followers about which Credit Cards are the best to sign up for. If you know me, you know I’m SUPER careful about recommending the use of credit cards. Carrying credit card debt is an expensive form of financing, so I don’t recommend using one if you aren’t sure you’ll be able to pay your balance in full each month.

However, for those that use them responsibly, credit cards can be a good way to build credit and earn points for purchases you are already making. I recommend using them just like you would use cash, and ensuring you have the balance in your account before making the purchase (don’t steal from tomorrow to pay today’s bills!). Check out all the details with my link!
 

Travel Freely

Best for: small businesses that need free invoicing capabilities within their banking solution.

Why they are awesome:
Free banking with invoicing capabilities
Reserves within the main account
Modified Profit First savings method
ATM withdrawals up to $1,000
Automated savings into designated buckets
Suitable for solopreneurs & small businesses
User-friendly platform

*Disclosure: Novo is a financial technology company, not a bank. Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.

NOvo

Best for: small to medium-sized businesses of any entity type seeking free banking with extensive features

Why they are awesome: Free banking for small to medium-sized businesses
Up to 20 separate bank accounts
Receipt Management Feature
Supports Profit First methodology with auto-transfer rules to put Profit First allocations on autopilot
Cash withdrawals/deposits at select ATMs
Team member access & virtual/physical debit cards
Recurring transfers between accounts
Multiple entities supported

*Disclosure: Relay is a financial technology company, not an FDIC-insured bank. Banking services and FDIC insurance are provided through Thread Bank and Evolve Bank & Trust; Members FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted.

RElay

Banking Platform

Banking Platform

business Credit cards

Best for: Small to mid-sized businesses looking for a user-friendly, affordable tool with comprehensive features.

Why they are awesome: Xero combines ease of use with powerful features like multi-currency support and advanced reporting. Its intuitive interface makes it simple to navigate, even for non-accountants, and it integrates with over 800 apps for added flexibility.

Pricing: Affordable, with plans starting under $20/month.

Xero

Best for: Small to mid-sized businesses that require advanced accounting, detailed financial reporting, and scalability.

Why they are awesome: QuickBooks Online offers a complete suite of accounting tools perfect for growing businesses. Its advanced reporting and ability to add users make it ideal for businesses needing strong financial controls and those planning to outsource accounting.

Pricing: Starts at $70/month for QuickBooks Online Plus (our favorite plan.)

Quickbooks online

Best for: Freelancers, solo entrepreneurs, contractors, and small service-based businesses needing simple invoicing and expense tracking.

Why they are awesome: FreshBooks prices are based on volume (number of clients/projects), not features, so you get access to all core tools regardless of your plan. It’s great for service-based businesses needing flexibility without worrying about paying more for essential features.

Pricing: Starts at $19/month.

FreshBooks

Accouting Software

Accouting Software

Accouting Software

Best for: Parents who want to raise financially smart kids.

Why they are awesome: A quick and simple way to send your kids money - anytime, anywhere. With parental controls you can stay notified while teaching your kids about money management. I even use this card with my nanny for my kids expenses. Kids are able to set their own goals and learn about the power of saving.

Greenlight

Kids Debit Card

Best for: Micro businesses with 1-10 employees, or S Corp owners with only themselves on the payroll, or parents employing their minor children in their business.

Why they are awesome: Roll by ADP® is app-based and you can do everything you need to via the chat function on the app (like hiring new employees, etc.) It's also extremely cost-effective for those most concerned with price.

Roll by ADP®

Best for: Small businesses who want access to robust HR capabilities and benefits at an affordable price.

Why they are awesome: Gusto will handle all of the complicated calculations, forms, and filings related to payroll so that YOU can focus on running your business! They are an affordable solution that also offers access to a suite of benefits, including health, 401k, and more!

Gusto

Best for: Small businesses that need access to payroll and basic HR tools without breaking the bank and want a solution that grows with them.

Why they are awesome: OnPay is a flexible, all-in-one payroll platform with flat-rate pricing and no hidden fees. It includes multi-state payroll, HR features, and benefits administration at no extra cost. Plus, OnPay provides exceptional customer support, including dedicated onboarding assistance, making it easy for businesses to scale as they grow!

onpay

Payroll, HR, Benefits

DIY Payroll Provider

diy Payroll provider

Best for: Businesses who want a white-glove service experience, businesses with multiple locations, or businesses who have more complex payroll or benefits needs.

Why they are awesome: With Run powered by ADP®, you'll have a dedicated service rep, plus the ability to contact support via phone 24/7. They will do the heavy lifting for you, including getting you set up or transitioning from another payroll service

run by adp®

Full Service Payroll Provider

Best for: Anyone with an online businesses. They have templates for every stage of your business.

Why they are awesome: The AWB Firm helps everyone from side hustlers and solopreneurs who are just getting started to leaders of the biggest seven-figure+ businesses in the online world protect everything they’ve worked so hard to build. From plug-and-play, cost-effective legal protection with our customizable contract templates, to protecting and scaling established online businesses with trademark or copyright registrations and sophisticated legal strategy.

The AWB Firm

Legal Contracts for Business

Best for: Individuals and businesses monetizing their knowledge and selling online content like courses, coaching programs, memberships, podcasts and more.

Why they are awesome: It has everything you need from landing pages, products, offers to email marketing. Their customer service and easy to use, all in one platform make me so happy I decided to host my courses including my Financial Fitness Basics course there!

Kajabi

Best all in one platform for creators

Selecting the right payroll provider is key to ensuring your employees are paid accurately and on time, while staying compliant with tax requirements.

Click below, to see how we compare four popular payroll solutions for small businesses: OnPay, Gusto, Roll by ADP, and Run by ADP, to help you choose the one that best suits your business needs.

Best Payroll Providers for Small Business

Choosing the right banking platform is essential for managing your business finances efficiently and staying on top of cash flow.

Click below, to see how we compare two top banking solutions for small businesses: Relay and Novo, to help you decide which one aligns best with your business needs. 

Best Banking Platforms for Small Business

Choosing the right bookkeeping software is crucial for keeping your finances organized and staying compliant with tax regulations.

Click below, to see how we compare three of the top cloud-based accounting solutions: QuickBooks Online, FreshBooks, and Xero, so you can decide which one best fits your business needs.

Best Accounting Software for Small Business