Find the best one for you
Business Banking Solutions for Small Businesses
Recommended by Jamie Trull, CPA & built with your small business in mind
When choosing a banking platform for your small business, consider the following options:
- No-fee business banking with extensive features.
- Ideal for small to medium-sized businesses of any entity type.
- Up to 20 separate checking accounts plus 2 interest-earning savings accounts, created at the click of a button.
- Supports Profit First and Jamie Trull’s PROFFIT Plan™ methodology with auto-transfer rules to put allocations on autopilot.
- Useful business features like receipt management, invoicing, and team access controls.
- Offers cash withdrawals/ deposits at Allpoint ATMs.
- Suitable for business owners who have one or more entities.
- Seamless integrations with popular accounting software, including QuickBooks Online and Xero.
- Free business banking with a sleek interface and lots of third-party integrations.
- Best for solopreneurs or small businesses with a simplified account setup.
- Separate reserves within the main account and automate savings into up to 20 designated buckets.
- Built-in invoicing.
- Easy-to-use interface.
- Suitable for a solo business owner with one entity.
*Relay Disclosure: Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
**Novo Disclosure: Novo is a financial technology company, not a bank. Banking services are provided by Middlesex Federal Savings, F.A.; Member FDIC.
Other Options for Banks:
Want to compare the banking platforms above with other business banking options? Here is an assessment of the pros and cons of local credit unions and “Big Name” banks. Remember to consider factors such as fees, transaction limits, integration capabilities, and overall suitability for your business’s specific needs when choosing a banking platform.
Local Credit Unions
Pros:
Cons:
“Big Name” Banks
Pros:
Cons:
Best Lending Solution
Recommended for small business owners looking for cash flow assistance or capital to help them grow.
We’ve partnered with Lendio to help you find affordable access to funding!
For business owners who want to use debt financing responsibly and reduce interest charges. Lendio can shop around for you and give you personalized funding options, like a line of credit or an SBA loan, that fit your needs.
Personal Finance Solutions for Banking & Budgeting
Best Personal Budgeting Tool
If you’ve ever wished for one place to track your spending, budget with intention, and actually feel in control of your finances, Monarch might be your new favorite tool.
With Monarch, you can:
- Track all your accounts in one dashboard
- Choose your budgeting style (flexible or structured!)
- Collaborate with a partner or financial advisor
- Set financial goals and stay on track
- See your net worth and investments in real-time
- Enjoy an ad-free, distraction-free experience
It’s available on web, iOS, and Android — so you can manage your money wherever life takes you.
Best High Yield Family Checking
Crew is redefining what a checking account can do. It’s smart, flexible, and packed with features that make managing your money (and your family’s money) easier than ever — no fees, no minimums, no stress.
Why Jamie loves Crew:
- High-yield checking that beats most savings accounts
- Built-in budgeting with pockets to organize your money
- Automated paycheck splitting — set it once and forget it
- Family banking made simple — open child accounts for free (no age limits!)
- Automation rules to control how and when your money moves
Whether you’re managing your business finances, household budget, or teaching your kids about money — Crew makes it all smoother.
Best Kid’s Banking Account
Greenlight makes it easy to give your kids financial independence while keeping you in the loop. Whether it’s for allowance, spending money, or managing kid-related expenses — it’s simple, secure, and totally parent-approved.
With Greenlight, you can:
- Send money instantly to your kids — anytime, anywhere
- Set spending controls and real-time notifications
- Encourage goal-setting and saving habits
- Use it for nanny or caregiver purchases too!
- Help kids learn how to manage their money in a safe, guided way
Jamie uses it with her own kids — and loves how easy it makes financial education at home.
*Crew is a financial technology company, not a bank. Banking services provided by Bangor Savings Bank, Member FDIC. Annual Percentage Yield (APY) is variable and may change after account opening. There is no minimum balance or deposit required to obtain the advertised APY. Fees may reduce earnings.
Get our Ultimate Getting Ready for Taxes Bundle ($149 Value) for free when you use our link to sign up with Novo or Relay AND you fund your account!
To get the guide:
1) Complete the enrollment process with one of our recommended banking solutions through our partner link above
2) Fund your new account to get started.
3) Submit this form and relax while we verify your sign-up (usually within 48 business hours)
4) Our support team will then contact you and if eligible will grant you access to the Bundle.
Watch My Reviews for No-Fee Business Banking Solutions…
In case we haven’t met,
I’m Jamie!
I traded the corporate ladder for something that actually mattered to me. I spent more than a decade climbing the Fortune 500 Corporate ladder before choosing something different — a business of my own and a life built on my terms.
When I made that leap, I saw it immediately: the financial knowledge that existed inside big corporations simply didn’t exist for small business owners. Nobody was teaching this stuff to the people who needed it most.
So I built it.
Business finance education, tools, and resources designed to help you become more informed, organized, and profitable — no matter where you’re starting from, by a CPA who is very much not your typical accountant — and very much on your side.
Without the jargon. Without the condescension. And without making you feel like you should already know this.
Are You a Reader?
Snag My Book!
Most business owners think the answer to making more money is working harder—more hustle, more hours, more sales. But I can tell you from experience that’s rarely where the real opportunity is hiding.
In my book, Hidden Profit: Take Control of Your Finances, Stop Leaving Money on the Table, and Create Abundance in Your Business (Simon & Schuster, with a foreword by Amy Porterfield), I break down how money actually moves through your business, where profit quietly disappears, and exactly how to start keeping more of what you earn.
You don’t need a finance background. You don’t need to feel behind or embarrassed about where you’re starting. You just need clear, simple guidance and that’s exactly what this book is here to give you.
Looking for other solutions for your small business?
Check out Jamie Trull’s other recommendations and special negotiated deals, including our AH-MAZING offers for Accounting and Payroll on our full Deals List for small business owners!
A Note from Jamie: We only recommend partners we believe in and trust. The select companies we affiliate with are ones we personally tested and use in our business, and we stand by the quality and value they offer to our community. Some of the partner links on this page are affiliate links, meaning we may earn a commission if you make a purchase through these links, at no extra cost to you.